Buying Your First Car: A Comprehensive Guide

This program provides a clear path for first-time car buyers to navigate the financial and practical steps of vehicle ownership. You will learn to use the 10-15% take-home rule and the 20/4/10 financing model to stay within a manageable budget while understanding the impact of credit scores and APR. The course guides you through calculating total costs—including Texas-specific taxes and fees—comparing ownership models, and mastering the negotiation process. By the end, you will be equipped to research market values and conduct thorough inspections to ensure your purchase supports long-term wealth building.